Pxl Study guides, Class notes & Summaries
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PXL Social Work - Maatschappelijk Werk - 2e jaar, 2e semester
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PXL Social Work - Maatschappelijk Werk - 2e jaar, 2e semester
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Prepxl Practice Test 8 Questions and Answers 2024 Correctly done
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ACME Home Loans is a private lender with a strict policy of limiting originations to conventional qualified 
mortgages with minimum loan amounts of $300,000. To ensure compliance with this policy, loan 
originators are instructed to refuse to accept applications from consumers who want loan amounts of 
less than $300,000, or who have debt-to-income ratios of 44% or more. This policy is: 
- Not a violation of any federal fair lending law 
- Potentially unlawful under the disparate impact theory 
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Prepxl Practice Test 6 Questions With Complete Solutions Rated A+
- Exam (elaborations) • 22 pages • 2024
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Cindy bought a home and closed on a 6.0% rate for 30 years. The loan includes a payment feature that 
allows Cindy to make a $1,400/month payment for the first five years, and a $1,800/month payment for 
the remainder of the loan. What type of loan is this? 
- Variable 
- ARM 
- Option ARM 
- Fixed rate - Answer-Fixed rate. 
This loan is a fixed-rate loan (at 6% for 30 years). The payment example shows an interest-only feature 
for the first five years and then a fully-amortized payment for the ...
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Prepxl Practice test 4 questions and answers graded A+
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f a borrower is required to pay alimony or child support, it must be included as a(n): 
- Asset 
- Liability 
- Qualifier 
- Mitigating circumstance - Answer-Liability. 
Alimony and child support must be included in a borrower's liabilities if they are required to pay. 
A lender who refuses to originate loans in a particular neighborhood or ZIP code because of the 
perceived creditworthiness of consumers living in the area is in violation of: 
- FCRA 
- ECOA 
- HOEPA 
- RESPA - Answer-ECOA. 
Re...
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PREPXL- General mortgage knowledge EXAM(Graded A+ actual test)
- Exam (elaborations) • 21 pages • 2024
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According to the Truth-in-Lending Act, a variation up to what amount is permitted for the annual 
percentage rate in a regular fixed-rate mortgage transaction as quoted in the Loan Estimate? 
1% 
.5% 
.125% 
.25% - Answer-.125% 
The term "subordination" refers to: 
The process of releasing a lien 
The process of recording a lien 
The process of one lienholder accepting inferior lien priority in favor of another 
The process of researching a lien - Answer-The process of one lienholder accepting...
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Prepxl Practice Test 3 Questions With All Correct Answers Already Passed!!
- Exam (elaborations) • 24 pages • 2024
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In January of 2020, Wella and Kip agreed to purchase a home at a purchase price of $546,300. They 
would like to hold onto as much of their savings as they can, but they have chosen to make a down 
payment sufficient enough to qualify for a conforming loan. What is the minimum down payment they 
can make to reach the conforming loan limit but still retain savings? 
- $47,900 
- $35,900 
- $95,800 
- $54,900 - $35,900. 
The down payment in this scenario will be $35,900. This is just enough to kee...
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Samenvatting Wetenschappen en Techniek 1
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Deze samenvatting is gemaakt aan de hand van alle PPT's, cursussen en extra documenten. Ook inhouden van het boek 'NatuurOnderwijs Inzichtelijk' staan hierin samengevat. 
Dit vak wordt gevolgd in het eerste jaar kleuteronderwijs aan Hogeschool PXL (semester 2). Ik slaagde door deze samenvatting te maken en te leren met 15/20
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Samenvatting Wiskunde - Ontluikende gecijferdheid
- Summary • 24 pages • 2023
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Deze samenvatting is gemaakt aan de hand van alle PPT's, cursussen en extra documenten. Dit vak wordt gevolgd in het eerste jaar kleuteronderwijs aan Hogeschool PXL (semester 2). Ik slaagde door deze samenvatting te maken en te leren met 16/20.
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Prepxl Practice Test 7 Questions & Answers Rated 100% Correct!!
- Exam (elaborations) • 16 pages • 2024
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Which of the following is responsible for determining whether to issue a license approval? 
- The NMLS 
- The Governor 
- The Legislature 
- The Commissioner - The Commissioner. 
The Commissioner or state regulator for financial institutions determines licensing eligibility. 
A subordinate lien that allows a borrower to pay down principal and continue to make withdrawals is 
known as: 
- A reverse mortgage 
- An ARM 
- A home equity line of credit 
- A piggyback loan - A home equity line of cred...
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Samenvatting Strategisch communicatiemanagement/PR, gegeven door Meneer Hoebers, PXL ISBN: 9789045554969 PR
- Summary • 63 pages • 2023
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Samenvatting van alle behandelde hoofdstukken door Mr. Hoebers in het eerste semester van schooljaar 2022-2023
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