Popular courses 'Primerica' at Primerica
Primerica Study guides, Class notes & Summaries
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Primerica Practice UPDATED Exam Questions and CORRECT Answers
- Exam (elaborations) • 5 pages • 2024
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The receipt given to a life insurance applicant when the application is completed and the 
initial premium is received is called a(n) - conditional receipt 
Statements in the application for insurance that are believed to be true to the best of the 
applicant's knowledge are called - representations 
An annuity is considered fixed when it does all of the following EXCEPT - provides 
the annuitant with an interest rate that is the lesser of the guaranteed or current rate 
The most common type...
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Primerica Exam TOP Exam Guide Questions and CORRECT Answers
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401 K Plan - A qualified retirement plan in which the employee can set aside a portion 
of their income with pre-tax dollars. 
Absolute Assignment v. Collateral Assignment - Absolute: A permanent and irrevocable 
transfer 
of rights and/or benefits by the policyowner. 
Collateral: A temporary and/or revocable transfer 
of benefits by the policyowner. 
Accelerated Death Benefit - allows the insured to withdraw some of the death benefits 
when the insured is terminally ill 
Accidental Death Ben...
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Primerica Exam PASSED Exam Questions and CORRECT Answers
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An insurer has made all of the decisions regarding the provisions included in the insured's 
policy. The insured finds an objectionable provision and wants to negotiate it with the insurer 
but is not allowed to do so. Her only options are to reject the policy or accept it as is. Which 
contract feature does this describe? 
a) Unilateral 
b) Conditional 
c) Personal 
d) Adhesion - Adhesion 
An insurance policy that only requires a payment of premium at its inception, provides 
insurance pro...
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Primerica Exam UPDATED Exam Questions and CORRECT Answers
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Guaranteed insurability option - An individual is purchasing a permanent life insurance 
with a face value of $25,000. While this is all the insurance that he can afford at this time, he 
wants to be sure that additional coverage will be available in the future. Which of the 
following options should be included in the policy? 
Both the principal and interest will be liquidated over a selected period of time. - 
Which of the following best describes fixed-period settlement option? 
When the a...
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2023/2024 WITH RATIONALES GUARANTEED PASS
- Exam (elaborations) • 47 pages • 2024
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PRIMERICA LIFE INSURANCE EXAM WITH 100% 
CORRECT ANSWERS 2023/2024 WITH RATIONALES 
GUARANTEED PASS
Make study stress less painful
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Primerica Practice Exam Revised Questions and Answers / Sure A+
- Exam (elaborations) • 10 pages • 2024
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1. An annuity that is purchased with a lump sum premium and whose benefits begin after 12 months 
is called a: 
A. Single premium immediate annuity. 
B. Single premium deferred annuity. 
C. Level premium variable annuity. 
D. Flexible premium fixed annuity. - Single premium deferred annuity 
2. A technique used to determine the amount of life insurance needed by focusing on the projected 
earning potential of an insured is called the: 
A. Needs approach. 
B. Future income option. 
C. Human life ...
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2024
- Exam (elaborations) • 42 pages • 2024
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT 
ANSWERS 2024 
An insured purchased an insurance policy 5 years ago. Last year, she received a 
dividend check from the insurance company that was not taxable. This year, she did not 
receive a check from the insurer. From what type of insurer did the insured purchase 
the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - ANSWERS A. mutual 
funds not paid out after paying claims and other operating costs are retur...
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2024
- Exam (elaborations) • 42 pages • 2024
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT 
ANSWERS 2024 
An insured purchased an insurance policy 5 years ago. Last year, she received a 
dividend check from the insurance company that was not taxable. This year, she did not 
receive a check from the insurer. From what type of insurer did the insured purchase 
the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - ANSWERS A. mutual 
funds not paid out after paying claims and other operating costs are retur...
-
PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2024
- Exam (elaborations) • 42 pages • 2024
-
- $17.99
- + learn more
PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT 
ANSWERS 2024 
An insured purchased an insurance policy 5 years ago. Last year, she received a 
dividend check from the insurance company that was not taxable. This year, she did not 
receive a check from the insurer. From what type of insurer did the insured purchase 
the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - ANSWERS A. mutual 
funds not paid out after paying claims and other operating costs are retur...
-
PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2024
- Exam (elaborations) • 42 pages • 2024
-
- $15.49
- + learn more
PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT 
ANSWERS 2024 
An insured purchased an insurance policy 5 years ago. Last year, she received a 
dividend check from the insurance company that was not taxable. This year, she did not 
receive a check from the insurer. From what type of insurer did the insured purchase 
the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - ANSWERS A. mutual 
funds not paid out after paying claims and other operating costs are retur...
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