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NC Insurance Licensing Exam Questions and Answers 100% Pass
NC Insurance Licensing Exam Questions and Answers 100% Pass P is a producer who notices 5 questions on a life application were not answered. What actions should P take? - Answer ️️ -Set up a meeting with the applicant to answer the remaining questions Which of the following does Social Security NOT provide benefits for? - Answer ️️ - Dismemberment An Accident/Health policyholder has ____ days to return the policy and receive a full refund on premiums - Answer ️️ -10 Under a ...
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NC Insurance Licensing Exam Questions and Answers 100% Pass P is a producer who notices 5 questions on a life application were not answered. What actions should P take? - Answer ️️ -Set up a meeting with the applicant to answer the remaining questions Which of the following does Social Security NOT provide benefits for? - Answer ️️ - Dismemberment An Accident/Health policyholder has ____ days to return the policy and receive a full refund on premiums - Answer ️️ -10 Under a ...
NC Health Insurance Exam Pearson Vue Latest 2024 Graded A+
NC Health Insurance Exam Pearson Vue Latest 2024 Graded A+ Pure Risk - Answer ️️ -chance of loss or no loss but not gain insurable Speculative Risk - Answer ️️ -there is possibility of loss but of gain no insurablility exposure unit - Answer ️️ -subject to loss peril - Answer ️️ -cause of loss life insurance - Answer ️️ -death Health insurance - Answer ️️ -accident and sickness hazard - Answer ️️ -increases the likelihood or severity of loss Three types of ha...
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- • 11 páginas •
NC Health Insurance Exam Pearson Vue Latest 2024 Graded A+ Pure Risk - Answer ️️ -chance of loss or no loss but not gain insurable Speculative Risk - Answer ️️ -there is possibility of loss but of gain no insurablility exposure unit - Answer ️️ -subject to loss peril - Answer ️️ -cause of loss life insurance - Answer ️️ -death Health insurance - Answer ️️ -accident and sickness hazard - Answer ️️ -increases the likelihood or severity of loss Three types of ha...
Lesson 11: NC Statutes & Regulations Pertinent to Life Insurance Questions and Answers Graded A+
Lesson 11: NC Statutes & Regulations Pertinent to Life Insurance Questions and Answers Graded A+ Contract of Insurance - Answer ️️ -Agreement by which the insurer is bound to pay money or its equivalent, or do some act of value to the insured upon and as an indemnity or reimbursement for the destruction, loss, or injury of something in which the party has an interest. Commissioner - Answer ️️ -Commissioner of Insurance of NC or authorized designee -Heads state Department of Insuran...
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Lesson 11: NC Statutes & Regulations Pertinent to Life Insurance Questions and Answers Graded A+ Contract of Insurance - Answer ️️ -Agreement by which the insurer is bound to pay money or its equivalent, or do some act of value to the insured upon and as an indemnity or reimbursement for the destruction, loss, or injury of something in which the party has an interest. Commissioner - Answer ️️ -Commissioner of Insurance of NC or authorized designee -Heads state Department of Insuran...
Final Exam - North Carolina Life and Health with Verified Solutions
Final Exam - North Carolina Life and Health with Verified Solutions Which of the following is the MOST important factor when deciding how much Disability Income coverage an applicant should purchase? - Answer ️️ - M completes an application for life insurance but does not pay the initial premium. All of these actions must occur before M's policy goes into effect EXCEPT - Answer ️️ -free-look period has expired Additional coverage can be added to a Whole Life policy by adding a(n)...
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Final Exam - North Carolina Life and Health with Verified Solutions Which of the following is the MOST important factor when deciding how much Disability Income coverage an applicant should purchase? - Answer ️️ - M completes an application for life insurance but does not pay the initial premium. All of these actions must occur before M's policy goes into effect EXCEPT - Answer ️️ -free-look period has expired Additional coverage can be added to a Whole Life policy by adding a(n)...
NC Life insurance state exam study guideline 2024
NC Life insurance state exam study guideline 2024 Term Insurance - Answer ️️ -Used for Temporary Situations. Net cost highest in the long run. Premiums goes up every year based on current (attained)age. Term Insurance - Answer ️️ -Expire's at a certain age/Time in the future. May be renewable up to a certain age or date with out a phyical Exam. Level Term Insurance - Answer ️️ -Term insurance can be Renewed annually. Has a level Face Amount at renewal, Premiums goes up. Can be...
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- • 16 páginas •
NC Life insurance state exam study guideline 2024 Term Insurance - Answer ️️ -Used for Temporary Situations. Net cost highest in the long run. Premiums goes up every year based on current (attained)age. Term Insurance - Answer ️️ -Expire's at a certain age/Time in the future. May be renewable up to a certain age or date with out a phyical Exam. Level Term Insurance - Answer ️️ -Term insurance can be Renewed annually. Has a level Face Amount at renewal, Premiums goes up. Can be...
NC Life Insurance Exam Prep Questions and Answers Already Passed
NC Life Insurance Exam Prep Questions and Answers Already Passed An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner - Answer ️️ -A policy summary and buyer's guide All of the following actions are considered rebating EXCEPT - Answer ️️ -Sharing commissions with other licensed and appointed agents What benefit does the Payor Clause on a Juvenile Life Policy provide? - Answer ️️ -Premiums are waived if payor becomes disabled An agent w...
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- • 16 páginas •
NC Life Insurance Exam Prep Questions and Answers Already Passed An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner - Answer ️️ -A policy summary and buyer's guide All of the following actions are considered rebating EXCEPT - Answer ️️ -Sharing commissions with other licensed and appointed agents What benefit does the Payor Clause on a Juvenile Life Policy provide? - Answer ️️ -Premiums are waived if payor becomes disabled An agent w...
NC Life Exam Simulation Questions and Answers Already Graded A
NC Life Exam Simulation Questions and Answers Already Graded A Which of the following actions require a policyowner to provide proof of insurability in an Adjustable Life policy? - Answer ️️ -ANSWER: increase face amount 2. If the Commissioner of insurance finds that a licensed person has used fraudulent, coercive, or dishonest practices or has proved to be incompetent, untrustworthy, or financially irresponsible, the law allows the Commissioner to - Answer ️️ -ANSWER: suspend, rev...
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- • 15 páginas •
NC Life Exam Simulation Questions and Answers Already Graded A Which of the following actions require a policyowner to provide proof of insurability in an Adjustable Life policy? - Answer ️️ -ANSWER: increase face amount 2. If the Commissioner of insurance finds that a licensed person has used fraudulent, coercive, or dishonest practices or has proved to be incompetent, untrustworthy, or financially irresponsible, the law allows the Commissioner to - Answer ️️ -ANSWER: suspend, rev...
NC LIFE INSURANCE QUESTIONS AND ANSWERS ALREADY PASSED
NC LIFE INSURANCE QUESTIONS AND ANSWERS ALREADY PASSED Unilateral - Answer ️️ -All personal insurance contracts are referred to as _______ contracts because only one party writes the contract without imput from the other party. Alien - Answer ️️ -an insurer incorporated or organized in another country, but has operations in the state of North Carolina Foreign - Answer ️️ -an insurer incorporated and domiciled in another state other than North Carolina but is doing business in ...
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NC LIFE INSURANCE QUESTIONS AND ANSWERS ALREADY PASSED Unilateral - Answer ️️ -All personal insurance contracts are referred to as _______ contracts because only one party writes the contract without imput from the other party. Alien - Answer ️️ -an insurer incorporated or organized in another country, but has operations in the state of North Carolina Foreign - Answer ️️ -an insurer incorporated and domiciled in another state other than North Carolina but is doing business in ...
NC life and health insurance study questions with certified answers
NC life and health insurance study questions with certified answers Which of the following is NOT a characteristic of universal life insurance? A Flexible death benefit B Cash account C Fixed premium D Unbundled premium - Answer ️️ -C Universal life policies allow the policy owner to increase the amount of premium going into the policy and to later decrease it again. They may even skip a premium payment. The rest of the features apply to universal life policies. Which of the follow...
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- • 38 páginas •
NC life and health insurance study questions with certified answers Which of the following is NOT a characteristic of universal life insurance? A Flexible death benefit B Cash account C Fixed premium D Unbundled premium - Answer ️️ -C Universal life policies allow the policy owner to increase the amount of premium going into the policy and to later decrease it again. They may even skip a premium payment. The rest of the features apply to universal life policies. Which of the follow...
NC Life Insurance - Other Life Topics - Chapter Quiz with Verified Solutions
NC Life Insurance - Other Life Topics - Chapter Quiz with Verified Solutions Contracts that are prepared by one party and submitted to the other party on a "take it or leave it" basis are classified as A. Binding contracts. B. Contracts of adhesion. C. Unilateral contracts. D. Aleatory contracts. - Answer ️️ -(B) Contracts of adhesion Insurance policies are written by the insurer and submitted to the insured on a "take it or leave it" basis. The insured does not have any input i...
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- • 6 páginas •
NC Life Insurance - Other Life Topics - Chapter Quiz with Verified Solutions Contracts that are prepared by one party and submitted to the other party on a "take it or leave it" basis are classified as A. Binding contracts. B. Contracts of adhesion. C. Unilateral contracts. D. Aleatory contracts. - Answer ️️ -(B) Contracts of adhesion Insurance policies are written by the insurer and submitted to the insured on a "take it or leave it" basis. The insured does not have any input i...
Earth Science Exam Review 2024 with Complete Solutions
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Oregon Pesticide Examination: Ornamental and Turf Herbicide Questions and Answers 100% Pass
Xcel Solutions Property & Casualty Exam Questions and Answers
INSY-3303 FINAL EXAM STUDY GUIDE WITH COMPLETE SOLUTIONS
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